Dhanlaxmi Bank is a private sector commercial bank in India with its roots in Kerala. Its corporate presence is headquartered in Thrissur, Kerala. The bank was incorporated in the year 1927 at Thrissur. It has evolved over decades into a scheduled commercial bank. Over time, it has established itself across many regions of India while retaining its Kerala base. As of March 31, 2025, Dhanlaxmi Bank reports having 261 branches and 282 ATMs across India.
Dhanlaxmi Bank serves a wide range of financial-services needs for individuals and businesses. Some of its product / service lines include:
- Standard banking services – savings / current accounts, deposits / term deposits.
- Loan products – retail credit, advances, likely business / enterprise lending.
- Credit / Debit / Card-based services.
- Digital and branch-based banking access (mobile- / Internet-banking, phone-banking etc.).
- Customer-service support via branches, number lines, email support, grievance redressal mechanism.
It also provides phone-banking services, allowing customers to get information on their accounts, cheque status, and related requests via phone.
Governance, Identity & Regulation
Dhanlaxmi Bank is registered as a scheduled commercial bank under Indian banking regulation.
Strengths & Differentiators
- Long-standing legacy bank with almost a century of history in Kerala-based banking.
- Branch + ATM network across India, combining physical infrastructure with service offerings at multiple touch-points.
- Year-on-year business growth in deposits and advances as reported in its public disclosures.
- Customer support infrastructure including grievance redressal, phone banking, branch service network and digital contact points.